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Congregational Debt Reduction Fund

In March of 2025, the Synod Council approved the establishment of a congregational debt reduction fund using the net proceeds from the sale of Trinity Lutheran Church in Fairview with the goal of alleviating financial burdens of congregations who allocate a substantial amount of their income to paying mortgage debt.

 

The New Jersey Synod is pleased to announce a partnership with our congregations to assist them in lowering their capital debt. Beginning in April of 2026, the NJ Synod is implementing a matching capital grant program which may provide matching funds up to $2 for every $1 raised by a congregation.  Capital amounts will be matched after the congregation’s raised funds are paid to the mortgage lender and proof of such payment is submitted to the Matching Grant Committee. Matching payments will be made to the congregation for their payment to the mortgage company.

 

Applications for the mortgage capital matching grants should be submitted no later than September 30, 2026 by sending completed applications to the synod office at New Jersey Synod, 1930 Highway 33, Hamilton Square, NJ 08690 or email to lparrett@njsynod.org.

The review committee will notify congregations of matching funds by November 1, 2026.

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Application (MS Word)

Application (.PDF)

1930 State Highway 33

Hamilton Square, NJ 08690

609-586-6800

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© 2026 New Jersey Synod, ELCA
All rights reserved.

“Our synod office is located on land which is part of the traditional territory of the Lenni-Lenape, called “Lenapehoking.” The Lenape People lived in harmony with one another upon this territory for thousands of years. During the colonial era and early federal period, many were removed west and north, but some also remain among the continuing historical tribal communities of the region: The Nanticoke Lenni-Lenape Tribal Nation; the Ramapough Lenape Nation; and the Powhatan Renape Nation, The Nanticoke of Millsboro Delaware, and the Lenape of Cheswold Delaware. We acknowledge the Lenni-Lenape as the original people of this land and their continuing relationship with their territory. In our acknowledgment of the continued presence of Lenape people in their homeland, we affirm the aspiration of the great Lenape Chief Tamanend, that there be harmony between the indigenous people of this land and the descendants of the immigrants to this land, “as long as the rivers and creeks flow, and the sun, moon, and stars shine.”

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